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Please call back later http://newdaypost.com/thebusinessfinanceguidecouk-fcbd.pdf thebusinessfinanceguide.co.uk
"If you've worked for 40 years, as my wife and I have done, you think, well it's time to have a little fun," says Stan Hinden, a former Washington Post columnist and the author of "How to Retire Happy." He and his wife took a one-week $15,000 cruise to the Caribbean when he retired, and admits that "I had not included the cost of travel or fun in my budget. It took us about two years to figure things out, and we really had to slow down our spending."
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